MoneyIQ Cookie Policy

Effective Date: 15th November 2024

MoneyIQ PTE LTD (“we,” “us,” or “our”) uses cookies and similar technologies to enhance your experience on our website, provide essential site functionality, and help us understand how our site is used. This Cookie Policy explains what cookies are, how we use them, and your choices regarding cookie usage on our website.

What Are Cookies?

Cookies are small text files that are stored on your device when you visit a website. They help the website remember information about your visit, which can make it easier to return to the site and make the site more useful to you. Cookies are used for a variety of purposes, such as enabling specific functionality, analyzing usage, and personalizing content.

Types of Cookies We Use

We use the following types of cookies on MoneyIQ:

1. Essential Cookies

These cookies are necessary for the website to function properly. They enable core features such as page navigation, secure areas of the site, session management (e.g. connect.sid), and our cookie-consent banner. Without these cookies, certain services cannot be provided.

2. Analytical/Performance Cookies

Analytical cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. These include:

  • Google Analytics: _ga, _gid, etc.
  • Plausible Analytics: uses a single script, no personal data stored.

These cookies allow us to improve the functionality and performance of our site by analyzing visitor behavior.

3. Functionality Cookies

Functionality cookies allow us to remember your choices and preferences on our website, such as language or time‑zone settings, and to provide enhanced, personalized features.

4. Targeting/Advertising Cookies

We (or our partners) use targeting cookies to deliver relevant advertising to you both on our site and on third‑party sites. These include:

  • Google AdSense / Ad Manager: IDE, test_cookie, etc.
  • Other ad networks as applicable.

These cookies collect information about your browsing habits to make advertising more relevant to you and your interests.

How We Use Cookies

We use cookies to:

  • Enable essential site functionality and secure areas.
  • Remember your preferences and settings.
  • Understand and analyze site usage and performance.
  • Deliver targeted advertising and measure its effectiveness.
  • Manage subscription and payment flows via Stripe (__stripe_mid, __stripe_sid on checkout pages).

Third‑Party Cookies

Some cookies on our site are placed by third‑party services that provide functionalities such as analytics, advertising, or payment gateways. These include:

  • Google Analytics – site usage analytics.
  • Plausible Analytics – lightweight analytics.
  • Google AdSense / Ad Manager – advertising.
  • Stripe – payment processing cookies on checkout pages.

We do not control these third‑party cookies. Please review their respective privacy and cookie policies for more information.

Your Choices Regarding Cookies

You can manage your cookie preferences in our banner or by adjusting your browser settings. You may choose to accept or decline cookies. However, please note that declining certain cookies may limit your ability to fully experience our website and its features. For instructions on how to manage cookies, please refer to your browser’s help documentation.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, legal requirements, or to improve transparency. Please review this page periodically for the latest information on our cookie practices.

If you have any questions or concerns about our Cookie Policy, please contact us at support@money-iq.ai.

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Kind Regards,
The MoneyIQ Team.

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